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Contents claims, identified and valued from the photograph the policyholder already took.

A contents claim begins with photographs and ends with a spreadsheet, and the distance between the two is where cost, delay and dispute live. Vendidit applies photographic identification and valuation directly to the claim, and manages salvage disposition on the same record.

Insurance · four applications

IdentificationTracking and verificationRouting and dispositionWarehouse operationsCommerce and channel execution

The evidence in a contents claim is a photograph. The process treats it as an attachment.

Adjusters identify items by hand, value them by search, and reconcile them against a schedule that the policyholder typed. Salvage is handled after the fact, by a separate vendor, on a separate record.

The platform identifies each item from the image, returns a condition and a valuation with its basis, and carries the record through to salvage disposition so the claim and the recovery are one process.

Where the technology changes the work

Four applications.

01

Contents identification and valuation

Each photographed item is identified, its condition assessed and a valuation returned with the basis for it, at the pace the claim demands.

02

Schedule reconciliation

The policyholder's schedule is matched to the photographic record, so discrepancies surface at the start of the claim rather than at the end.

03

Salvage and subrogation

Items the carrier takes title to are valued and routed to the recovery channel with the best outcome, with the record intact.

04

Catastrophe response

The same method at volume, with field captures from any device feeding the claim file directly.

What we optimize for

Stakeholders and outcomes.

#StakeholderOutcomeWhat changesCapability
01 Claims leadership Cycle time and severity, both down → Identification and valuation at intake Identify
02 Field adjuster Fewer hours per claim → The photograph does the first pass Identify
03 Salvage and recovery Recovery on every eligible item → Disposition on the claim record Route
04 Compliance A defensible valuation basis → The basis is recorded with the value Identify

Capability names the platform function that delivers the change. All five capabilities →

Recommended product

ClaimLeo is the platform, built for the claim.

The product carriers and adjusters use to run contents claims on the Vendidit platform, with the record carried through to salvage.

Identification and valuation from the policyholder photograph
Schedule reconciliation at the start of the claim
Salvage disposition on the same record
claimleo · product view
claimleo product screenshot

Where the platform connects

Sources, platform, decisions.

Sources

Policyholder and adjuster photographs
Claim schedules
Claims and policy systems of record

Platform

Identification
Condition and valuation
Custody, events and verification

Decisions

Settle, repair or replace
Salvage and subrogation
Reserve and severity

Deployment

ClaimLeo is deployed in an environment built for regulated insurance data, on Amazon Web Services. Deployment terms are set with the carrier.

See Security and trust for deployment detail.

Security and trust →

Past performance

Insurance engagement. Contents claims valuation on the platform for a regulated carrier.

Case studies →

Related

Adjacent sectors.

Discuss your requirements with our team.

Our solutions architects work directly with carriers, adjusters and their delivery partners.